Mortgage Arrangement in Spain
Financing a property purchase in Spain? We work with multiple banks to find you the best mortgage rates and terms, handling the entire application process.
⭐⭐⭐⭐⭐ 5.0
Trusted by 500+ expats
What You Get
How we help with mortgage arrangement
Financing a property purchase in Spain? We work with multiple banks to find you the best mortgage rates and terms, handling the entire application process.
Get a free consultation
Tell us about your situation and we’ll get back to you within 24 hours.
Free, no obligation. We respond within 24 hours.
Our Advantages
Why clients choose Solmara
We don't just help. We make the entire process feel effortless. Here's what sets us apart.
Fully licensed & insured
We're a registered agency with full professional liability coverage. Your interests are always protected.
Fast turnaround
We know the system inside out. That means fewer delays, faster appointments, and quicker results.
Bilingual team
No language barriers. We communicate fluently in English and Spanish so nothing gets lost in translation.
10+ years experience
We've handled hundreds of cases just like yours. There's no situation we haven't seen before.
Personal point of contact
You'll work with one dedicated advisor who knows your case. No call centres, no repeating yourself.
End-to-end support
We're with you from your very first question to long after you've settled in. That's what true support looks like.
Financial Analysis and Lender Liaison
Getting a mortgage in Spain as an international client requires a lot of paperwork of your financial history.
We analyse your case for example self-employed or salary and connect you with the best fitting bank in your case. Solmara explains the difference between fixed, variable, and mixed rates in the Spanish market so you can make the right choice. We have contact with the bank’s risk department so we can help them understand your case and they can view it as more secure. We have worked for more than 10 years with different banks together and we prioritize long term work relations to ensure the best for our clients at Solmara.
Proven Track Record
Numbers that speak for themselves
We don't just promise results. We deliver them, every single time.
500+
Families helped International clients who trusted us with their move to Spain
15+
Nationalities served From the UK and Netherlands to the US and beyond
10+
Years of experience Deep expertise in Spanish property and immigration law
98%
Client satisfaction Based on post-service surveys and Google reviews
Why Solmara
Approval Timing and Valuation
We make sure the mortgage process arranges with your property purchase to ensure the funds are ready for the notary. This needs good communication with our office and clients of Solmara the final binding offer is issued before your contract deadlines. We check the bank’s progress daily to prevent any delays that could put your deposit at risk. By managing the schedule between the bank, the appraiser, and the notary, we ensure that the financing is perfectly integrated into the final purchase, allowing the purchase for the house running smoothly.
What our clients say
Real stories from people who made Spain their home with our help.
⭐⭐⭐⭐⭐ 5.0 · 40+ reviews
- Licensed & insured
- Bilingual team (EN/ES)
- Free initial consultation
- 24h response guarantee
How It Works
3 simple steps to your new life
We've simplified the process so you can focus on what matters.
01
End-to-end service
We manage the entire journey, from your first inquiry right through to getting your keys or residency card.
02
We handle everything
We take care of documents, appointments and authorities. You stay informed every step of the way while we do the heavy lifting.
03
Enjoy your new life
With paperwork sorted and property secured, you're free to enjoy Spain. We're always just a call away if you need us.
500+
Families helped
10+
Years experience
98%
Success rate
24h
Response time
Frequently asked questions
Quick answers to the questions we hear most from people planning their move.
Yes. A NIE (Número de Identificación de Extranjero) is required for any financial or legal transaction in Spain. This includes buying property, opening a bank account, and signing contracts. We can help you obtain one quickly.
It depends on the type of residency. EU citizens can register relatively quickly, often within days to weeks. Non-EU citizens may need several months. We streamline the process and ensure all paperwork is correct from the start.
Absolutely. That's exactly why we exist. Our bilingual team handles all communication with Spanish authorities, banks, notaries, and service providers on your behalf.
We primarily operate along the Costa del Sol and across southern Spain. However, our services cover all major regions. Whether you're looking at Málaga, Barcelona, Madrid, or the islands, we can help.
We offer a free initial consultation to understand your needs. Our fees depend on the services required and are always transparent. No hidden costs. Contact us for a personalized quote.
Yes. We help property owners obtain tourist rental licenses to legally list on Airbnb and other platforms. Regulations vary by region, and we'll guide you through the specific requirements for your area.
Start your journey today
Join hundreds of families who trusted Solmara to make their move to Spain seamless and stress-free.
Join 500+ families who made Spain home
Explore More
Our Services
Discover all the ways we can help you settle into life in Spain.